I opened a loan with them in 2006 for 200.00 for some reason I forgot about the whole loan my bank account was closed a long time ago due to fraudulent activity. Now here we are 2008 and they are contacting me at work saying I owe almost 4000.00!!! They are nuts! I told them I do not have this money to pay and because of there language barrier they seem to not understand! They are threatening to send me to wage garnishment! I told them I spoke to a legal advisor and now they say whatever I could give? hmmmm could they still take me to court? What if I go bankruptcy?