I keep seeing references to requesting that companies remove credit report inquiries.
As I understand it, the criteria to request the removal of an inquiry is that the consumer didn't authorize the inquiry
- Is this correct?
How does one determine if they have "authorized" in inquiry?
I would assume that applying for a loan or credit card would be a case of "authorizing an inquiry"...
If a debt collector makes an inquiry, in the course of their collection attempts, is this inquiry "authorized" by some mechanism, (by virtue of having acquired the debt from an account you once requested, know