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another amex question

17 years 9 months ago
Has anyone had success with contacting American Express directly about a payment plan or hardship plan? The person I spoke with today was very nice but said there wasn't anything she could do for me. But I'm going to call back and try and reach another department--not sure which one to ask for though. Do most cc companies have internal hardship or dmp programs?

 

Calling my parents home

17 years 9 months ago
Friday there was a collection agency that called my mother and I believe I know which one because a year ago I advised them and sent a certified letter to not call my parents home. They were told to not call again, and they told my parent that they will call back again. Is there something I can do about this, because they were rude and should not be calling that house anyway?

 

SENIORS/DISABLED

17 years 9 months ago
i have been disabled since 2000.. i now have only ssi and social security as my income.. i have received a court summons from lvnv funding and want to know what i should do.. i was under the impression that debt collectors could not go after one if they were senior/disabled--i am both...i am contacting debt counseling for seniors/disabled, but am worried about what to do until i hear from them.. i got the summons today, stating that my court date was july 22, 2008!! of course i wasn't there..

 

some things I've done to save money

17 years 9 months ago
When I started on my path to fixing my money problems I was so worried about just paying my existing bills that I wasn't thinking about cutting out the non-necessities of my spending. When I finally DID get rid of the things I didn't "have" to have, and started really taking control of our spending, I was able to really see a difference in my bills. Canceled our satelite TV, which "only" cost about $40 a month.

 

Upfront Payday doesn't get the hint

17 years 9 months ago
I know it won't do any good, but it makes me feel pretty good for a few minutes anyway.. I got yet another of those "You are a VIP" emails from Upfront Payday even though I have "opted out" like 10 times. So this is the response I've sent to the admins as well as to the compliance department. :D Quote:
I will spell this out to you nice and simple, since you didn't seem to get the point the last 16 times I've asked to be removed from your mailing lists.

 

loanpointusa

17 years 9 months ago
ACH Processor information?

 

unitedcashloans

17 years 9 months ago
ACH Processor information?

 

Homemade laundry soap - a REAL savings!

17 years 9 months ago
I started making my own laundry soap last year to save money, and out of boredom (and curiosity) I calculated how much I saved. So I thought maybe someone else on here who is money concious (as we all should be) would find this interesting and/or of use. I have made 5 batches of detergent in the past year (I do a lot of laundry). Each batch makes 2 gallons. Each load only takes 1/2 cup (or a bit more if the laundry is DIRTY). So a batch will roughly last 60 loads. The soap doesn't suds up so you have to train yourself to ignore the lack of suds.

 

geneva roth

17 years 9 months ago
April of this year I needed a PDL, After applying for it, I decided not to do it. Several days later i had a deposit in my account for 400 dollars. the bank told me that Geneva Roth did the deposit. I didn apply for a loan with geneva roth. I needed the money so I used it and fully intended on paying it back, however they debited my account before my payday causing me to lose what little i had in there an a NSF fee. They kept doing that and I had to close my account. Now they want me to pay more than what should be owed on the 400 loan. Any advice?

 

Is Mesa Financial illegal/unlicensed?

17 years 9 months ago
they just called me. i keep my cool. they go crazy saying oh yeah were going to summons, your balance is 350 on a 200 loan you took out. i say give me some validation, ill pay if its legit. they say they will send via email. i say no, send it through the mail. then this person comes back and is the sweetest thing ever, saying oh yea we'll settle with you for 262 now. i say send me dv, we run around circles again.