Hi i have two loans one of them i didnt know i had called hydra fund iii...the other is liberty group....what i want to know is...are both of them legal to lend in texas... and if not what can i do about it... if they are legal...have i paid too much been paying 90 on both of them since august 17 2012...last payment was november 9 2012

Is it legal for Vist to charge you twice a month and not take any money off the loan amount?:confused:

I just got the weirdest phone call from a fast-talking woman who mentioned an old pay day loan from 2007. She was talking so fast I don't think she even mentioned her name and I couldn't even understand the company name she was calling from. She called from a blocked number. Asked about my old bank account that was now closed and eanted to know where to get a hold of me and what county I lived in to contact the court system here. Then she thereatened to take me to court and sue me. I told her go ahead I don't have any money.

I have a HELOC with PNC that has been charged off. Balance is 33842.12. I called them today to discuss a settlement. They previously offered me a settlement that we could not take because it was a lump sum amount which we did not have. Today the lady I spoke with simply said there are no settlement offers at this time, it is due in full. What should I do from here? Anyone know how hard it is to settle with PNC???? Any and all advice appreciated.

Can bill consolidation include reoccurring bills as well as past due accounts?

Does anyone know anything about LoanPointUSA? are they legal and licensed in TX? And what is the statute of limitations on PDL's? Thanks for any help you can give.

Just got a call from United Pre-Litigation out of GA. Telling me that I owe them 390.00 from a Payday loan I took out from JHS Mktg. They claim to have bought the debt and advised me that they will file against me in my hometown and will take me to court. I see a number of posts about similiar companies, I just want to make sure that my response if any is the appropriate one. Any help would be appreciated? Luke

Hi everyone, I sent letters to the AG in SD and CA. SD sent me the 20 day response for Western Sky. The California AG sent me a letter with the name of a different agency that they thought could help. Here it is. Department of Corporations Consumer Services Office 1515 K Street, Suite 200 Sacramento, CA.

I have been sued by midland. Originally I charged on a student visa back in 04-05. I am willing to pay(what I owed), not the amount they are asking for. However at this time, even though I am working can not afford to. I know that my income is protected, I am a single parent two kids and make less than $20,000 a year. I am trying to figure out what to do next so that they don't start garnishing my paycheck.

I just received a call from a block caller stating he has legal documents to drop off, n that I should verify my address. He also gave me a number for the law firm who sent out the information. And they state that St. Armands group have put a claim on me. And I need to set up a payment with them today as to avoid further actions. What should I do?