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Hey fellow Ohioians, I was just wondering if there is any new "word on the street" about what the lenders are up to, pending the new law. I've not seen anything else in the headlines this week.

CashNetUSA got my new checking account information and debited my account. I checked the website and they had even updated the information in their system!! I never gave them this information. I live in the state of PA. They are not allowed to take money out of a checking account with out authorization. I am disputing the charges with my bank and unauthorized. Who can I contact to report them for the unauthorized use of my account? My contracts have my old account information. No where does it state that they can debit another account without my authorization.

Well, my wife came outside while I was working yesterday to tell me that someone called with a recorded message saying "this is not a sales call but I must speak with you immediately, press 1 to be connected with Roger Bass". She pressed 1, held for a minute or two and then hung up. I used Google to find the name of Roger Bass and found out he doesn't exist (fake name) and I called the collection agency back. They were pleasant and asked my phone number (which I knew they could see in caller ID anyway) and she asked is a Huan Ho lived there.

Has anyone gotten a refund but it is marked as US Treasury 220??

When the courts made their decision and you do what? Can this judgment be a permanent score on ur record forever or will it go away? Anyone???

There has been some curiosity about the DV method known as “The One-Two Punch”. Also a few criticisms about it. Basically the idea goes like this: You send a DV to the CA CMRR. Once you get proof back that they got the letter, you then dispute with the 3 CRAs. Since the account is under a DV, they can not legally verify with the CRA and thus the account gets deleted. IF they do verify, then you ask for the method of verification from the CRA as the CA just violated (3 violations if the account is on the 3 credit reports).

I know when I got the pdl I had to sign that they could take it from my paycheck if I did not pay. Does anyone know how long this will take? This is in general, I have several pdl and really do not know where to start.

Has anyone had any luck reporting a CA to the Better Business Bureau? The BBB is not a government regulating body so they have no power to enforce anything. They are more of a Consumer's Report of businesses, they list good ones, bad ones, and ones who will and will not try and settle a customer's dispute.

In 2005 I had went default on a BOA visa card & this is when capital, resurgent, LVNV got involved with bugging me about payments. I had gotten ill with surgery and lost my job, this is what I had told these collection agencies. But then when LVNV Funding sent me a letter stating that if I werent going to pay the settlement agreement of the so many $1000's they wanted,they would make other arrangements like jail and/or sue me. Well, I tried to talk to them on the phone, this was a lost cause.

I have been getting calls from a company called Nelson Watson. I dind't know who it was until I did a search by the number online. Anyway, I never received any letters from them, but I do know that I owe on a Cap One bill. How should I handle this, do I call them back. Also, I just recently enrolled in a debt settlement plan, should I tell them about it? I really don't know what to do and I appreciate any help Thanks