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what are these? does someone have a template for them?

payday one cash central united cash loans oneclick cash discount loans ez payday payday yes cashnet usa ..i am going through oak view law group and when i set up with them and gave them the list of my pdl's, my case worker(for lack of better words)told me that none of these places are legal. I think that though legal in some states to lend, they are still doing illegal things. because i asked if legally they could do anything to me. and thats when she informed me of this. does this make any sense?

Hey fellow Mods... I noticed Collection Dog is back at it. I've been simply editing his posts and replacing the text with "deleted" or something like that, rather than deleting them. The only reason I do that is because other members or Mods have replied to his posts, and I don't want anyone upset that I deleted their post. But something I tried to do, just to see if it would work....and it did....and it raised a question. There was a thread that Collection Dog started, UnclWulf replied to it, and then Sassy locked it to avoid any further replies.

Im just making sure i have a full understanding of how CAs work in texas so im trying to compile a list so I know I have all my ducks in a row. if I am wrong or misinterpreted something please let me know: Texas is a non garnishment state Texas is a homestead state (creditors cannot get a lien against a house) CAs MUST validate a debt within 30 days or the debt is considered invalid and can no longer be collected.

has anyone done this I am too skeptcal about debt negotiation

Their collections have been calling me every day at work for the past month. I've already paid them more than the original amount, but of course they want another $400 that they're never going to get. I don't normally answer the phone when they call, because I don't want to get in trouble, but my boss was out today so I picked up. Actually, I didn't know who it was when they called, because they've been disguising their number as 0000000000. Can they do this?

Does anyone know the laws of Illinois regarding Payday One? I read somewhere they are not a PDL so they are allowed roll overs and can charge over the $15 per $100 limit of Illinois?

I was in the hole quite a bit and paid off all of my bills. Everything should be updated to Paid in Full on my credit reports. Is there any way I can get these removed from The Big 3? I want to fix it now that I've learned the error of my ways but I don't know where to begin!! What can I do to get these negative markings deleted??

If you make a catalog purchase on a deferred billing program and return the item, the company will charge your debit card and then issue a credit a day or two later regardless of the deferred date. This just happened with my wifes purchase from Modern Woman. Fortunately I had just enough to cover it but it has left me short waiting for the credit!

Hess Kennedy being sued in Florida. Here are some counts, allegations and facts: 23. On or about January 3, 2008, Laura Hess & Associates, P.A. filed an Annual Report listing Edward Cherry (Crook) as an officer and director. 24. Edward Cherry is not an attorney licensed to practice law in the State of Florida. Section 621.09 of the Florida Statutes requires a shareholder or member of a professional legal 6 services corporation or limited liability company, respectively, to be an attorney licensed in the State of Florida to practice law. 25.