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I have a payday loan with AIP. I just discovered they aren't licensed in Indiana. They have been taking 89 out of my account for about 4 months on 200.00 What can I do? I closed my bank account & opened a new one. I called and asked to repay & was told they only take it out of a checking. What can I do?

I check out the urban legend website snopes.com to see what's going on in the wild world of weird stories. Well - I thought I'd do a search on payday loans in snopes, just for the fun of it. Believe it or not, I came up with a story! It was an e-mail chain letter in 2007, requesting donations of money for a woman in Canada whose husband had a heart attack and they were having bad times. There was an address provided for the woman so you could send your donations. Here's the good part - the address was for a "we'll hold your check until payday" place!

Has anyone heard of first step financial or received a loan from them. I was contacted by them and offered a $5000 loan for $750 deposit to be returned after 1 year or if I am late in any payments to cover it. The loan was offered to me at 9% for 5 years.

I looked up my credit report yesterday and saw that one of my credit cards had recently been charged off (in april 08.) Can the company still take me to court even though they "charged off" the account? The balance was only about 500 dollars and my last payment made to them was in October of 2007. Actually, I still want to pay the balance because I know having a "charge off" on your credit report is bad. Do you think I can still call the cc company and work out payments?

Hi, I'm not sure where to put this-I apologize. Can someone please tell me where to find a C&D letter to send to ameriloan? They called me again stating that my moneygram was no good and that this time I owe $42 instead of $123 from the last phone call 2 months ago! And I didn't even send them anything cuz I don't owe them anything! Thank you so much!

Hi folks, 8 years ago I had an AT&T cell phone. I was assured that it would work in the new place I was moving, so I renewed my service. It didn't work and I was furious and refused to pay my early termination fee. The CA Public Utilities Commission ruled that I didn't have to pay the fee, but AT&T hit me with all these other charges and a few monthly bills. They chased me for years for a $150 bill, then turned it over to Palisades, a junk debt buyer. At the time, I was very young and didn't know what a FICO score was.

We owe more than 40K and live paycheck to paycheck. We bring in 60K a year. We send in $1000 a month between all of the cards. It feels like we will never see the end of this. Im working part time, but can't do anymore since we have 4 kids. We are renting, and thankfully, our rent is well below the going rate. We are already incredibly frugal and use the envelope budget system. Any other tips or advice?

Payday Loan Yes called me at work today, told our receptionist why she wanted to talk to me. She said it was about a loan that "we" took out. Then she thought she called me cell phone. Anyhow, she left me a voicemail (at work) tellng me that she was calling from the litigation department and my file was going to be "turned over". She never said to who. I sent them a cease letter on April 23, as a matter of fact, faxed it to their company. I never heard from them until today. Legally, are they allowed to still call me? Especially at work giving out personal information?

[center:fe82497867]United States District Court Southern District of Ohio Western Division[/center:fe82497867] Peggy Miller -v- Javitch, Block & Rathbone, et al. In an affidavit submitted by debt collection insider David Lavine, he admits that "current account sales do not include the original documentation relating to the historical transactions within the account history" This means that debt purchasers openly admit that they do not posess enough information such that if challenged in court by an attorney or pro se debtor, they find it expedient to "simply withdraw their claim" when deb

Got PDL from Rightaway Financial Group 2/08 for $900.00 with payback of $1390. As of 4/08 paid back $875. Thought balance was $516 but was informed that it was $900 because I did not pay the loan back in full. From the time I got the loan in February this sub human person calls the night before my pay day to remind me and then calls my job repeatedly even though I am off on pay day Fridays. Calls my house, references. I contacted the Statem of Maryland Commissioners Office for License and Regulations and was told that PDL's are illegal in the state of Maryland.