My son is on disability and that is my only source of income as I have to stay at home to care for him.
I recently had a summary judgment hearing and afterwards called the company in attempt to work out a lump sum plan (they did not show at the meeting, they sent a proxy who said he could not negotiate) for the $6543 ($3246 is interest) debt.
I offered $2000 lump sum and explained we had no garnishable assets at this time due to my sons disability.
They are demanding a letter from the disability office as proof before they will even entertain or submit my offer , I have been told by my sons


