Can a debt collector make hard inquiries on my credit report?

What is the best way to contact a consolidation and settlement company - Should I visit their office or contact them over phone?

Hello, I’m so glad I found this site, very informative! My question is does anyone have any knowledge about the following lenders and if the are actually legitimate, and if they are illegal in Maryland? MoneyKey - limited information on the site, I cannot find my loan documents to review? $1000 principle $ 170 bi weekly payments. $340mo Money Lion? Same situation $2500 principle $ 193 bi weekly. $ 386mo Thank you for any information you can give me! Very much appreciated Roy

I have just started earning and I'm in my early thirties. Should I start retirement planning from now on or wait for a while?

I want to buy a t-mobile postpaid and want them to check my Trans Union score. Will they do that? How will I know which creditor uses which bureau?

I have been reading some of your threads and commend you on your supportive advice and pretty good on swimming lessons for Online PDL victims (ME!). I live in NC and have 3 Online PDL . 2 of them are for $400, on one I have paid a total of $900 This is causing me to get final notices on Power, Water, Gas, ect

I have 3 payday loans I did online and I want to try to consolidate them to get them paid off but not want to suck my paychecks dry. How can I do it?

I do not know whether this is the right place. I have been experiencing harassment from a collection agency. I have told them not to call me at 10 in the night since I do not stay up that late. But they keep on calling me. I have also asked them to give e certain amount as at this moment I can;t repay the debts in full. Then on advice from Katherine, my friend, I filed a complaint with the FDCPA. However, harassment hasn't stopped totally. I know that they have received the letter from the FDCPA. Now, can I do anything else?

took out a $500 payday loan, the company took $1500 from my account then yesterday took an additional $583 when it said the balance is $180 what can be done

What is meant by average cedit score? Do I need to consider this to manage my credit reports and scores or this is something a lender considers