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Hello all.... I am currently in a debt management plan where they deduct a specific amount of money from my account every month and pay my credit cards. I have been with this company for more than a year and it seems as if my balances are not going down a whole lot. I had thought that by getting into a debt management plan, your credit score would increase. Mine is actually going down! I'd like to try to work out something with my creditors myself and get out of the debt management program completely. I do not feel as if they are really helping me. Any advice you could provide would be great!

Was notify of being sue in 10-07 had lawyer answer and sent info to cach,llc as well as to their attorney at the time and county court in bexar, tx haven't heard anything from courthouse. But rec'd a letter from different attorney trying to collect same debt on 04-17-08. should we send a copy of all original paperwork to this attorney, as well? and why are we being requested to dispute this again from different attorney when as far as we know we haven't rec'd anything from the courts yet.

I have two payday loans out that i have been extending and extending... My paycheck keeps shrinking. I was considering using pdl assistance but i couldn't find any info on them in the BBB. Has anyone here tried either them of longhorn... My loans mycashnow 538 internet based I've already paid 500+ towards this loan and I haven't even made a dent in the principle... I still owe 538 dollars:( paydayloans 500 internet based which is now over 600 bucks I'm located in New york any help or insight is greatly appreciated...

From the irs.gov site http://www.irs.gov/newsroom/article/0,,id=178061,00.html IRS Warns of New E-Mail and Telephone Scams Using the IRS Name; Advance Payment Scams Starting :shock: Updated April 21, 2008 Scam #1 - Some people have received phone calls about the economic stimulus payments, in which the caller impersonates an IRS employee.

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[URL="http://MyFreeCreditBook.com"][/URL] 1.) FACTS Consumers Should Know BEFORE Using A Credit Repair Company! http://www.youtube.com/watch?v=C9ZfYSX4doY 2.) Three reasons you should NEVER own a DEBIT CARD! http://www.youtube.com/watch?v=DLbVJeEM-wg 3.) Insider Techniques to RAISE Your Credit Score FAST! http://www.youtube.com/watch?v=n1orTpQ1ZnY [URL="http://www.youtube.com/watch?v=SXt1duIcJ4s"][/URL]

http://www.debtconsolidationcare.com/hot/ - When three people bookmark a topic it comes to this page. Reason: Please look at http://www.webmasterworld.com/ . Even when I don't get time to scan through all topics , I can browse through the hot topics section once in a week and I can be updated with the best discussions. It can be really useful. - Vikas

Dear CFSA, A while back we tried to get out of the perpetual cycle of borrowing every two weeks to keep our loans current. After paying out more than $7,000.00 we said enough is enough. I am unemployed and my wife made arrangements to pay down our loans. (We have three pay day loans) I am complaining about Advance America at 110 Tri City Plaza, Somerworth, NH 03878. W are still agreeing to pay when I am employed again. My complaint is that the clerk at Advance America states on our answering machine that she is going to come to our house. Is this your policy?

Subject: RE: Payday Loan Information Date: Mon, 28 apr 2008 08:54:38 -0700 From: "Leslie, Berri L (DFI)" Add Mobile Alert To: "James Rogersen" Good morning, Thank you for your question.