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So a couple of weeks ago, I filed complaints against all the PDLs I had with unlicensed/illegal lengers (I'm in Virginia). Last week, I got an email from one of them, QLoot/VIP Cash, saying they considered my account PIF. Today, I got a letter from their lawyer. It says: "Dear starkllr2: As counsel for VIP Cash/QLoot, I am responding to your Complaint No. XXXXX. It is VIP's policy not to take any legal action to enforce repayment if its loans, relying, instead, upon the integrity of its borrower(s) for repayment.

If anyone is in the negative because of multiple pdl ach debits sovereign has been a godsend to me. Even though I am $-318 and can't pay until the 18th (payday) they froze my account AND even opened up a new one with a penny deposit so I can have my paycheck deposited into that one. Ever heard of a bank being that cooperative befor especially in impersonal Philadelphia!!!! Just a little advice for anyone who may have sovereign.

I just got a letter from a defaulted storefront with a letter stating they have taken legal action, that I may avoid arbitration by paying them, basically $100 every two weeks. I really cannot do that and do not understand this arbitration thing at all. Do they just go into court and sue unless I arbitrate? I do not understand any of this.

I have been working on these loans all day. I frose my account and now I am curious if these internet pdl companies can legally sue me? I know atleast 3 of them aren't licensed (Ihave 10 in all) 2 almost paid off. I am putting out wage assignment revocations but am still concerned about being sued? Can anyone help???

I just signed up with Langhorne debt solutions. Does anyone have experience or know anyone who has had experience with them. Just curious about any references out there they may have. Thanks

I just realized that ameriloan and US Fast Cash are the same company they have the same "physical address". From the rules I am not supposed to have more than 1 payday loan. They must know I have them if they are the same company. Other than being illegal in Michigan is that also a violation?

I am getting harassing phone calls at work they are about to fire me if they continue. when i tell the co ameriloan to stop they wont . can you help me

Please look at my last thread. I have postings of how much i owe, what the companies are that i emailed, and their repsonses. i want to know how i should respond to them. thanks!!!!

Hello, I need help with 2 payday loan companys. They are not harrassing me yet, but I am sure they will be soon. Ameriloan- borrowed $300, have paid them $460 already. EME Marketing- borrowed $300, have paid them $450 I live in North Carolina. I truly cannot continue paying them, it has gotten me behind on my mortgage already. Is there anything I can do to stop paying them without getting in trouble or hurting my credit? Anyone's help would be GREATLY appreciated. Jacki

Has anyone ever dealt with DMS Marketing? they left me a message with very detailed financial information and i'm pretty angry about it. then the guy was saying that they take money by moneygram or post dated check. He's claiming i owe 1100 dollars and need to call him tomorrow or else 'they'll move forward with the full balance'