Is it wise to do a credit score check before applying for a loan? I know my Experian credit score but not sure about TransUnion credit score and Equifax credit score. Are there any other bureaus from where I need to check scores?
What is the ideal credit score to buy a house at the most suitable terms and conditions? Is it a good decision to wait till I achieve that score? Can I keep my mortgage rate the same, that I'm getting now, and buy a house the next year?
I live in Texas. Can 247 greenstreet garnish my wages/wage assignment? and are they legal in TX. Trying to catch up with bills and I am already in the hole with the bank and all the NSF charges.
I have a query. If I file bankruptcy, will it affect my getting a job negatively? Somewhere I heard that the organizations check your credit score and all. That's what I want to be sure. If yes, then how long will it affect?