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I've seen a lot of posts, generally from newer members, asking for help with various board functions. Posting an avatar, uploading music... Basic stuff, mostly. Some while ago, I said I was gonna do a tutorial on this kinda stuff when I got some free time. Well, I finally got some free time Here's the first one. This one's on using the site's music features, because that's what I was doing when I decided to write it. It's written for a user with very limited computer knowledge, so I hope nobody thinks I'm talking down to them.

I recently accessed my credit report for the 1st time in several yrs. & discovered, to my suprise, a debt owed to a collection agency. I called them & it was for an ambulance bill from '03 that was called for me by a police officer. I recall that I specifically told the police I did not want medical attention. I was told by the cop I did not have a choice. The cop also said that the city would pay for it, since they called.

I started a business on credit, im 20 years old and in college, the business failed. being a college student i can only afford to pay 200 per month. i fell behind, now they are charging me a huge interest rate and 250 per month in fees. it is impossible for me to pay this debt/ and they wont do anything for me. my phone rings off the HOOK!!! Can they keep charging these fees??? the debt was pased to a outside company and they claim there is nothing that can be done with the interst and late fees.

The SOL on last activity on credit cards in the State of Ohio on one website reads 6 years another reads 4 years, which is correct expiration time for this state?

If a lawsuit (complaint) is filed on Jan 2, 2008 and the SOL expires before a judge hears the case, can I succeed in asking for a dismissal once the SOL expires and before the Court date?

Need help determining the best course of action. I currently owe the following companies. Check N Go 500.00 Check Into Cash 500.00 Hometown Cash Advance 500.00 my cash now 587.00 I want to get this resolved so I can gain control of my life and restore my sanity. I am having panic attacks daily over this. I feel so foolish. Any advice would be greatly appreciated. Thanks so much!

i dont know what this company is or how you got access to my account but did not authorize it and i want my funds refunded to my account immediately

-------------------------------------------------------------------------------- Apparently Creditors Interchange is collecting for FIA Card Services for an defaulted CC debt I alledgedly owe.Can anybody give me info on these two ? I got a little on budhibbs about Creditors Interchange but nothing on FIA Card Services.

has anyone heard of cash advance and check n go there two differ companys both are pay day loans.(are they legal )i live in pa. and they had a couple offices in my town ,there not there any more they moved they were only here almost a year..

I have a hospital bill. I was paying the hospital bill every time they sent me a bill I would mail them back a check. They stopped sending the bills and so I stopped sending the checks .I got a call from the hospital and I gave them my name and social and they could not find that I owed them anything.They even could not say why they had called me .I spoke with the person who left the message for me and they said it must have been a mistake. That same day i got a bill in the mail.Should I continue paying them after they told me I do not owe them anything?