I\'ve taken out 3 payday loans over the internet. Speedy cash - $475, paydayone - $300, and cashnetusa -$400. I\'ve tried to keep up with the payments but im starting to fall behind. Need help.

I live in Carmel, Indiana. I am getting call from an agency not in my state that I pay some amount. I am a bit confused. What can I do?

I have previously lived here on work permit. Then, I had to go outside. Now, if I go back to USA, will my credit score be considered or I'll have to start all over again? I had a good credit score, somewhere aroung 750+ about 2 years back. I have inquired that my SSN will remain the same. So, will I be able to get a suitable mobile connection because of my previous credit report and score?

After filing a bankruptcy and getting a discharge, will I be able to use the credit cards again?

Is it ok to continue with the consolidation company if I have to pay more or less the same amount on my debts, to the consolidation company, which I used to pay in total for all my debts. However, they have said that the interest rates will be reduced. How will I know it is a good plan?

Hello, so when I was faced with an emergency situation last June, I was forced to take out a PDL. This loan, embarrassingly, turned into 7. I feel like there is no end to this and am now sacrificing my entire paycheck to pay just the interest on these. Is there anything I can do?

Is it possible to take out a pdl which I can repay with my next paycheck, not the immediate one?

Will it affect my credit score if the person I'm married to has defaulted in one loan but it's not a joint one?

Which one is better to invest - A SIP or a mutual fund?

Hi, I need some assistance/advice regarding a phone call I received today. Before the question, I will give a little background about my financial situation. Over the last couple of years due to some unforeseen family medical situation, I have defaulted on some of my credit cards. However, I have contacted most of them and set up payments plans/reduced payments with them. However, today I received a phone call on my cell. The number displayed as ‘UNKNOWN’. I didn’t pick up the phone and let it go to voice mail.