I usually just use my debit card for purchases and use the online banker feature to pay bills. I have 2 Orchard Bank credit cards that I am paying off and 2 other credit cards with $200 limits. My question is do I pay off the credit cards and just my debit card or charge gas and small items on the credit cards and pay off at the end of the month?? My credit score is a 628 and I want to continue to improve it. I know that it takes time.. I have some chargeoffs and paid collections that need to drop off. I'm assuming once they drop off, my score will go up??

I have been wondering when bonuses would be handed out and I got mine today!!! :D Guys, you have no frickin idea how excited I am!! I was a little nervous b/c I took some vacation time and usually when I do that, my check isn't all that great even with overtime. It was a pretty decent bonus and I'm just tickled pink!! I am going to pay my bills that I need to and open up a savings account. Christmas is coming around the corner and I need to start saving.. Last year I just made fleece tie blankets because i was extremely strapped for cash. Just wanted to share my good news!!

Hi guys! I love the holidays, and with the holiday season here, you will be seeing a lot of emotional posts from me about how wonderful I think life is! So tomorrow is Halloween, in my mind the official start of the big season. Are you guys going trick or treating, or are your kids? If so, what are you or they going to be? My 8-yr-old boy got a really ugly skeleton mask that bleeds. It is absolutely hideous. He's going to wear that and a black cape and claw gloves. It is a spooky costume, I'm pretty proud of this one!

Can they do business in OHIO? If not, what are my opions? I see that if they are not you guys all talk about them being paid in full, can you explain that to me. Thanks Ren

can someone tell me where to find the CFSA Best Practices and Guidelines for Extended Payment Plan?

This is going to sound really dumb, however when I'm on here on the left side of my screen is an add. I can't close it or move it, therefore part of every post is cut off, any suggestions?

hello everyone~ i recently wrapped up grad school and ended up with about $11k in credit card debt for my trouble (the estimated expenses that my student loans were calculated from were *very* unrealistic). i am now equipped with a good job/credit and am looking to consolidate and put this debt is one reasonable place. i attempted to take bank of america up on an offer for a consolidation loan, but was denied. i was told that despite my relatively good credit, the % of my available credit that i was using branded me as a high risk customer (seems silly to me...

I had a two installement deal with them of 400.00 a month for two months. The last payment was suppose to go through 3 days ago. 5 minutes ago NES called me and told me there was insufficent funds in the account and they sent their check back I have no clue what happened but I told the person I was dealing with that I would be happy to sent it Western Union. He said ok and he was giving me all the information needed for western Union when all of a sudden some guy gets on the phone yelliing at me asking me why i stopped payment on the check. He was really rude.

North Carolina All Internet Cash Supply Borrowed 350 repay 437.50 1 installment of 87.50 thus far MTE Financial Borrowed 300 repay 390 Have not payed them anything yet. Magnum Financial Borrowed 300 repay 468 Have not payed them anything yet. Arrowhead Investments Borrowed 300 repay 390 3 installments of 90 thus far. United Cash Loans Borrowed 150 repay 195 3 installments of 45 thus far Midland Marketing Borrowed 250 repay 325 2 Installments of 75 Have one with ameriloan and I am making my last payment of 65 this week. Help...I have been in this HELL for a while now.

Just found this thread from a while back: http://www.debtconsolidationcare.com/paydayloan/eastside-lenders.html It seems like they have a clause in their contract that says they are authorized to debit any account you may have. Similar to Geneva Roth. Don't know if this was covered in the other threads but I thought I'd bring it to your attention.