Can you tell me if these PDL's are legal? Geneva Roth or Loan Point Loanshop Plaza Processing CashTransferCenter or Northway Big LTD I am drowning and want to get out. Any suggestions.

Hi Guys.... seems like all I do lately is post requests for prayers.... sorry about that. My daughter and her boyfriend came up for a visit from VA to MI last weekend, as some of you know. The last I heard from them was on Sunday afternoon, when they arrived in IL to visit her boyfriend's parents. They were headed from there back to VA, where they were supposed to be back at work on either Tuesday or Wednesday. No one has heard from them since. I've called her father and grandmother in VA - neither of them have heard from them.

FYI - As a result of the well documented reports from AAAPL (Arkansans Against Abusive Payday Lending) the Arkansas State Board of collection agencies fined Dennis Bailey of Fordyce more then $1.3 million for operating 14 payday loan stores without licenses. The Board ordered all his stores closed and voided all transactions between FAST CASH stores and consumers who have NO obligation to repay the loans. Mr. Bailey is appealing the agency's order.

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I'm hoping you can all help me. I recently had my purse stolen and of course, all cards were in it. I also had blank checks inside. I haven't seen any unauthorized activity on the account, but as I was reading thru other threads here, I noticed many have been ripped off for around $50 from someone not authorized to do so. To complicate matters I have several stupid payday loans. If I close my account I may be prosecuted under Texas laws for failing to pay these places. Does anyone have any suggestions?

Any help someone could provide would be so much appreciated. I've gotten to the point where I just have to get control of my money. I have been looking at a lot of the other posts and I think I am on the right track. I put stop payments on the withdrawals that are supposed to come out on Friday and I plan on closing the account on Friday after my paycheck is deposited. Now do I have to send letters or emails to these companies as well telling them that they cannot access my account anymore. I am working with a debt management program and will be adding these accounts.

I have been dealing with PDL. Tremont Financial tried to garnish my wages, which my employee would not let them. They are taking me to court in SD. I'm trying to figure out how to word a letter to the courts because Tremont Financial will not settle with me. They are illegal in NH. I called to settle but Brad Vander Woode said absolutely not. The contract states that this will be settle in SD no matter where I reside. How can I fight this?

If I am a PA resident where wage garnishments are not allowed except for child support or taxes, but work in NY state, can a creditor get a garnishment against my wages. Does it go by residency or what state you work in?

My name is Rose Zenker. My recent credit report indicated PRISM/CBSD AND CCSMC activity. I don't know who or what they are - but I would like to advise them to remove my name and information from their data base. Should further activity be reported, I will seek legal counsel for harrassment and invasion of privacy.

I owe Capital One $1079.00. I was about a month late when I needed help with my finances. I contacted a debt consolidation group and they have set me up with payments. Capital One was sent a letter and a check for 33 dollars. They accepted the check then sent me a letter telling me the 33 dollars wasn't good enough I needed to send 29 dollars more. My question is when they accept the check from my debt counselor are they really accepting the proposal. If they rejected the proposal wouldn't they have to return the check? :roll: