? ABOUT debt consolidation Hi When you go into a debt consolidation program is this where you have to have all your credit cards past due? or can they start with only some being past due. I'm worried about the calls at work. Thanks

I'm in the process of faxing all of my pdls stoppng the automatic debits. I do not have any information for the following companies. Does any one know their Fax numbers or any contact info at all? 1. RapidCashManagement 2. CMG Group 3. AIP I also want to thank everyone here. I feel like I might be able to take back my life now. I can't close my account but I'm going to block them and I have also stopped my direct deposit. I'm going to open up another account at a different bank. Thanks again, Jeanelle

I have applied to cash transfer centers and had a problem with my checking account that a deposit was not made and they tried to take out the amount of $500 and could not and tried charging me 29.00 per debit and they made 5 to equal 500 now they have tried 3 times more chaging 29 each time I now owe them 800 and some odd $. Can you please give me advice, they also are Northway which I have stopped payment at my bank for them.

About 3 years ago I had a Dell Financial account. I was young and stupid and let the account get away from me and no I owe them about $2200... I know that most of that (or atleast a good portion) is fees. How do I go about negotiating the debt with them??? I would like to have the fees removed and probably negotiate the principle amount. I was thinking of making asking them to reopen the account, remove the fees and let me make payments. What do you think is a better option and how do I go about dealing with them?

I'm so excited! I just received a PIF letter on one of our Payday OK loans! I was able to log into the account and see how much we have paid overall and requested it PIF and they did it! 50% down! Now, I can't log into the other account any longer so I have requested validation of the debt and the transaction history. I guess time will tell on that one. Thanks everyone for your advice!

This is illegal isn't it?

I received a loan from loan point usa for $300. I had $90 taken from my checking account (which they said did not go toward my balance but only served as an extension) every two weeks x 3 payments before I ended up overdrawn and had to close my account. I called them to make arrangements for another method of payment, but was told they would not accept western union payments until my account had either been closed or charged off.

just started the program several months ago, and are being sued left and right. This company will not do any settlement until they have at least 20% of their fees which would be about another year. By that time, I will be sued by everyone else too. I thought this company was true and honest and that they have been in the industry for about 30 years.

I have received 4 calls from this 900 number 4 days in a row around the same time at night. Has this ever happened to anyone else? I thought those were numbers that you call and are charged a lot of money. :?

I have three small loans and I live in MD Greenlight 100 just paid first fee 45 AIP 200 paid first fee 89 Zipcash was 150 + fees 45x4 paid off 145 still owe 65 My amounts are small but I don't pay to keep paying fees forever. I read through some of the posts but my questions is when you get the info for your state what do you do next? And how can the info help? :?