I posted it somewhere else, but just wanted to update... I am about $17,000 in debt with 3 credit cards...Chase for $8500, Discover for $7500 & Citi for $1900. I was young, foolish, overextended my self, abused cash advances & payments.
So now I'm in a debt consolidation program. I'm awaiting the proposals for Chase & Discover to be approved. Citicard I'm paying on my own. I figure I need to squirell away $400 a month. So I cut out a lot of non-essentials so I can save money. Its hard, but I have to do it.
I've had a few situations pop up since joining the program.