Ok. So I have sent cash cure this email. Lets see what they respond.
Dear Cash Cure,
I have done some research on payday loans and I have learned that since I am a resident of New York, where payday loans are illegal, the contract with your company in enforceable.
New York State Information
Legal Status: Prohibited
Citation:
Licensed lender law applies but interest rate is that agreed to by contract. N.Y. Banking Law § 340 et seq. A check casher licensee cannot make loans nor cash or advance any moneys on a post dated check unless it is a payroll check. N.Y. Banking Law § 373.