has anyone heard of Preferred Financial. Thier phone number is 1-877-245-6863

I'm a wife and mother of one. My husband I have so much credit card debt plus mortgages that it will take forever to pay them off anf the interest on them will make us send so much more money than if we can conslidate. We are not able to sit and enjoy life without asking what we we gonna do? We worry constantly that we are going to miss a payment...Sometimes a payment might be late by a few days causing us to spend more on late charges. We want to have a life where we can enjoy it and afford to life it and provide for our daughter without worrying if we are going to make to the next month.

I have a cash call loan , and a check n go loan and 2 payday loans. Im drownign and I need serious help

I currently have 7 Pay Day Loans...I am paying $600 in interest twice a month. Is it possible to consolidate these loans to one monthly payment?

I have some things on my credit report and wanted to know if I take out a loan from the bank and pay off everything will that increase my credit score quicker? When you pay off things some times it will say settlement for less on the credit report. I really need my score to go up within the next year because I want to buy my 1st property. Any suggestions? Thanks

Any ideas? My credit was ruined by the time I was 21. At age 30, I've made inroads to building it back up, but my score still falls in the high 500's/low-mid 600's, depending on which of the three reporting agencies you check. As such, I have "bad credit", but I still need a "good car" (and am not going to JD Byrider, where I can pay $7500 for a $1500 car at 25% interest). I know I'll have to eat a high interest rate, but I don't want to deal with a predatory car lender. Am I up a creek, or do I have some options I don't know about?

Can you help with payday loans? I did get in a bit over my head. I've been making payments on the principal, but would like to know if I can make an offer to not pay back the interest. I have 5 loans that are being paid back very slowly. Thanks

I originally started one payday loan to pay for legal services. One turned into two and before I knew it, I was saddled with five payday loans of $575.00 a peice with no way to even pay the refinance fees every two weeks. There seems to be no way out and I now feel that I have made a deal with Satan himself. None of the five payday loan agencies is willing to help at all in making smaller installment payoffs. I also owe roughly $3000.00 in credit card debt and cannot even afford to pay interest which just keeps getting larger every month with no end in sight at all!

Company/Individual reported: Palasiades Collection/Spiegel They have posted a debt that is closed and over 7 years old on my credit report. I have never heard of this collection agency. Never received any documentation from them. Can they do this when the debt is scheduled to be removed under law?

I have several old items scheduled to be removed from my credit report at the end of this year&beginning of next year. These old items are now popping up on my credit report under collection agencies that I have never heard of. Is this legal? I've hired an attorney to help dispute these items. Is this wise?