What is the deal with reaging a debt? I saw on my credit report that First Premier Bank lists my account as last activity 11/2006. This is untrue as I paid it off in April 2005. What should I do?

I have had past debt problems, including 5 charge-offs, a repossession and one judgement. I have worked very hard to pay all "bad debt" in full...I have never accepted a settlement. It has been approximately 3 years now and I have two remaining "bad debts" that total just under $2000.

Took out a couple payday loans($1,050 total) to cover expenses related to moving into my new place, including the first month's rent. Problem is that the fees are kicking my butt. I bring home around 300 a week. 120 of that goes straight to the companies in the form of two sixty dollar payments. I hold myself at fault for this, but I could use a hand in getting out of this pit.

One day my bank statement comes and see all these fees fron one-click-cash i know that i have not applied for a loan from these people what can i do to fix this problem

hello. i currently own a vehicle and a cell phone thats in my name and that is about the only thing i have in my name. So i have been told by having those two items i'm establishing my credit but when i go to apply for a credit card i get declined. i just do not understand what i have on my credit that is declining me. I have no credit history.

I have been trying to locate the company that holds the last of my old debts. The bank I had the credit card with has sold out so I sent a letter to the last collection company that had contacted me in 2005 (Financial Recovery Services, Inc). I then received a call from LTD Financial Services that claimed that they had my letter because it had been forwarded to themand they now owned my account. On the phone I would not agree to anything and told them to send me proof that they indeed owned the account.

I have tried to contact Palisades collection agency since finding a report on my credit report. I have paid of an old account with AT&T/Verizon and have a receipt, but I have tried to call the numbers listed and am told that the company is no longer with Palisades. I can't get any information on this company. Does anyone have any ideas?

About a year ago or maybe a little bit longer than that, I asked if the collection agency handling my account if they did settlements for reduced amounts, and they said they didn't. I have two medical accounts with them, and I have the funds to pay off the smaller one right now. I am wondering though if it is worth sending them a paid for delete letter when they even rejected the idea of settlements for the other account. What happens if they reject the offer of taking it off my credit report and removing the negative remarks?

I am stuck in a horrible cycle of multiple payday loans and do not know how to end it. I owe almost more than I make per week in mere fees. Let alone paying my other bills. Has anyone recovered from this or have any advice?

Hi, I have already had a payday loan thru you from mount oread ventloanshop. But now when I try to reapply as repeat customer or new. you don't have me on file, so I' not getting anywhere. HELP! THANK YOU SHERRY BAKER