i ran into a financial situation and had to ask for lots of payday loans and then i had to close my bank account because i coul'nt continue paying them. Now one of the companies sent a declaration of wage garnishment to my employer and they are garnishing my wages. Is this legal for them to do without a court judgment in the state of florida?

This idiot from Rannefeld & Associates called me this morning, after I told him not to call. He is telling me that a decision will be rendered today in regards to my account by 4:00 p.m. today. Don't they have to provide me proof of this debt before I have to pay it. He told me on the phone that they are not a collection agency. Do I call him back and tell him I have talked to the FTC and was informed not to pay anything until I receive verication of this debt. He told me Monday he was faxing me a validation which I have not received. ladybug

As I am fixing items on my credit report, I am thinking of join a site where I can view my 3 reports and also obtain my credit report scores monthly. What sites do people use around here?

I received a letter back from my state's AG less than a week after I submitted my complaint...Is this unusual? I cannot believe that they got back to me so quickly. :shock: I wonder if they are really cracking down on these IPL and PLs in general and that is why. I just sent them some more information that they required, so we'll see what happens next.

I am being BOMBARDED today! First One Click Cash emails me regarding giving them money. Then Eastside Lenders emails me regarding giving them money. NOW US Fast Cash goes through the BBB again and respondes that I'm "very confused" and they don't have time to deal with everyone who has the same issues, blah, blah. And they state they want $350.00 by the 27th. Hello! If I was rich, would I even be in this whole mess? Oh God. MTE is out to get me today. One Click Cash and US Fast Cash on the same day. If I get something from Quickest-Cash-Advance, I will jump off a friggin bridge!

Iqor.com This is what I believe to be a "parent" company of allied interstate. There is a consumer advocacy number if you click on contact us at the bottom of the page. They SHOULD be able to help you with regards to any issues that they have! I have not had my issue resolved yet., but I have only just spoke with someone. Cross your fingers.

Please read my posts under "Eastside Lenders" and also "Help me. One Click Cash." I have received responses from both pdl's and need advice! Thank you guys!!! cannr

I got a telephone call today from this Ken Chandler requesting payment and gave me until 4 p.m. to call him back. I told him not to call my house and more. What do I do? ladybug

I ran into a situation where i was struggling for money after my father's funeral and had noone to help me with this financial situation and i asked for lots of payday loans. I did my best to pay them off but all of my paycheck was just going to all of these loans and i had no choice and closed my bank account. I called almost all of them and explained my situation and advised them that i wanted payment arragements, but the problem is that when i contact them they want me to make payments like right away and i can't.

How do you stop harassing phone calls from a creditor?