Hi, my daughter received a call from national enterprise systems who represent navient and presented her with the ability to pay $6800 in an installment agreement that would wipe away $98000 of private student loans. I'm her dad and she called and gave me the info. I called NES , checked them out and decided to do the intstallment agreement of $2000 down and 100/mo on my credit card yesterday. Today i found out that this loan doesn't show up on my daughter's credit report and as a result I feel that there is no need to continue paying it.