Guys I have a problem, a friend of mine had a Credit card with Capitalone, she didnt pay, it past the SOL and some attonery contacted her job and got all her information from the HR Department, about a week later she was "served" on the weekend at 8am, She agreed to keep it out of court and to start paying on it. She paid $1000 and then monthly payments of 175, they've raised the price and now want to make her pay a apr on the balance she owes to them now...Is there anything she can do?