Recently I have been reading some posts that say 'get a job and pay your debts'. Well, easier said then done! Seems that companies are now checking credit reports when a person applies for a job, bad credit....no job. How is a person to pay the debts when ya can't even get a job because of debts you owe are on your credit report?? Quite a few companies in our town are doing this, I guess they seem to think they can tell what kind of an employee you would make by your credit report, bad credit, bad choice for hire. Has anyone else ever been through this type of thing?????

Everytime I try to access one of the links posted on your forums, I get a message stating I must have 25 posts. I have just one. Will this count as a post? And actually, I'm not sure if my FIRST post counts as a post. I'm really not one for writing in these things. Please help me.

I have a charge off for $170 from Amercian General, I called a 800 number because it showed on some reports as bad debt charge off on others as paid. They said they would mark as paid across the board. I asked how I could get info on why they showed a charge of and paid in full on the same day. I thought that was curious???? SHe said if local office had the file then they could tell me if not then she didn't think anyone could tell me... If they do not have the file anymore..is there a good chance if getting this totally removed with a dispuet letter????

I have a lease that went to charge off. Actually it was just wear and tear charges. Volvo says NCO has it. The number I called has just an answering machine. I left a number and got no call back. Credit reports still show volvo not CA. Ids that Normal? Any ideas and how to get this cleaned up and look better on Credit Report?

I don't know if we are even going to be able to file this chapter 13. There is not very much money left at the end of the month. I just added up the expenses and it is depressing. I didn't even factor in if one of us has to go to the dentist, I cut the grocery allotment, cut out all entertainment and upkeep for the house.......I finally got it to show about $400 extra a month in that way. Is that going to be enough left over for the chapter 13?

Please help me. A tom Rothrock from Westbury Ventures has been emailing me threatening emails to work about 3 outstanding payday loans - each for 300. They are saying i know owe 2000 in fees and interest. I set up payment arrangements for them to take 100.00 every two weeks until the balance is down and within two weeks they hit my account for 587.05 and cost me 105.00 in overdraft fees. The drafts came from two different companies "westbury" and "exprescash" each with the same reference phone number.

I am trying to get out of debt but borrowing money to pay bills and have another bill I need help.need to have one bill and pay once a month thanks.

I have the cajunbulldog validation letter However, when I read fdcpa 809 b I do not see any mention of the following from the statement "what I need you to provide as the debt validation" Prove the statute of limitations has not expired Licensed to collect in my state Provide license numbers / Registered agent Please understand I am not trying to pick apart the letter, I really like it.

All about mothers plain and fancy: Some mothers are chic,some are quite plain Some look like they have been left out all night in the rain!some are quite brillant,some not so smart Some are all buisness some are all heart They are distributed equally to all creeds and races and they can be found in the strangest places, In an igloo a hut a house made of stone,in temperature climates and tropical zones, They'll be under a house fixing a pipe or up in a tree when peaches are ripe, Some are old ladies some are still girls, but in one way or another all mothers are pearls, With on the job training

Who among all of us is willing to admit that they are a control freak? Okay I'll go first. Yes I most definitely am...I am sure this is a shock to most of you. And, right now the very fact that I cannot get my speed back on my puter is driving me nutz!! So there you have it in a nutshell...yes..I am a control freak. I don't use my cruise control on my car! So that's my confession for the day! Now who else?