Hello, I need help/advice on what to do about an outstanding payday loan with Cash Transfer Centers. I want to pay back the loan as soon as possible but am having a lot of financial difficulty right now with other bills that rank more important in the scheme of things. What can they do to me? What can I do about harassing phone calls at home/work. I can't afford to lose my job because of wage garnishment. I've been reloaning with them for months and have paid hundreds of dollars in their fees. I don't know if I should file for bankruptcy. I'm at a total loss. Please help.


