trying to teach my kids about responsibility and credit cards. My daughter has had one for 4 years, and has never carried a balance, she uses it for a few little things,pays it off each month to get a good credit record. My son turned 19, and we were discussing the same, because he has no credit record, and will be looking for an apartment next year - needs good credit record too. He gets bombarded with pre-approved Capital-one apps. I myself have a visa through Target, so I have never dealt with Capitalone.

I live in louisiana and im caught in this payday loan cycle cant pay the fees they are charging me i have about 10 outstanding loans it s making me crazy how will i pay them back every 2 weeeks i need help

I don't know if this is where I need to post this or not, but I trust a mod will move it if not. I recently paid off a credit card account I had some problems with in college. I overpaid and I am due a refund from the creditor. I spoke with them a month ago to find out if it was paid off and learned about the refund. I called a week ago to ask them about it and was told it would be here by the 26th. The 26th came and no check. I called them yesterday, and was told it would be "sometime next week." I'm feeling rather frustrated with this since I paid them off a month ago.

I am looking for the same people as everyone else. Oasis1 Marketing and 5-Nevis Marketing. I am looking for addresses and/or telephone numbers.

Portfolio Recovery purchased a credit card debt and has repeatedly refused, over the past sixteen months, to provide any documentation that they purchased the debt, that demonstrates how they are calculating the amount due, or indeed of any kind at all. Last week, I received notice that they have filed suit against me, although I have not yet received a summons. After I received the notice, I sent them yet another letter demanding documentation and, this time, explicitly stating that I was disputing the debt. I'm assuming that they will once again ignore my demand for documentation.

I am trying to consolidate my payday loans and no one will take me or work with me, can I please get help.

March 2006 my bankruptcy was discharged. This did not include 3 student loans totaling 38K dollars. I learned that they could not be discharged. I made an agreement to start buying one of them (smallest) to stop the phone calls even though I cannot afford it. I have 4 fast money loans that drain my monthly income. I waited a year to check my credit record; three discharged creditors were still listed. After finishing college, I developed a serious case of diabetes and exhauston. Now I am not working. I do have a retirement from the military after serving 20 years.

Almost a month ago, I paid out Cash Central for the loan I made last year. You think that my woes with them would be over, but once again, they appear with some shocking news. Should I request a refund since I have paid them in full? After this disclosure, I am so mad. :lol:

MY question is this: I want to raise my Fico score. My Experian score right now is about 700. The other thing is that I had a Lowe's Capital One card that I was saving for a rainy day. I looked at my Experian report and it said that the account had been closed for non-use over a 12 month period. The card was actually sold to GE Bank from Capitol One. I spent about 45 minutes on the phone with a representative, them a supervisor stating that I had no idea and was not notified that this account was being closed.

accepting a preapproved visa from legacy visa