I have an old account that I disputed - paid off all byt the $560 that I never charged. Of course with interest since last activity in 2003 it is reported as much more. Chcked my credit report today and it lists a "recent payment" of $70 a few months ago. I read somewhere that creditors can record a non-existent payment to keep the SOL from going into effect.
Should I contact Experian or the creditor (actually there have been 4 different junk buyers holding this acct the past 3 years!)


