I have started my journey on fighting the pdls on my own. I have sent emails to all of them and put a stop on the ACH's at my bank. Of course, GFS has already began calling me at all my numbers and I received my first email back from Payday Cashlink today asking why their payment came back. All these pdl's are not licensed in California and are not following California's laws. I have asked these pdls the to mark my account paid in full. Do I give them a certain amount of time before contacting my state's Attorney General's office or do I report them right away.

I had to pay off my a PDL through Pinion, I hated the constant calling. I paid them a lot more than what I borrowed which I think is highway robbery. They are now handling my PDL through One Click Cash. I wish I had an address for them to send a cease and desist letter. Does anyone know if I send the letter to One Click Cash if that covers Pinion as well?

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Mezey & Associates will only take your money and rip you off. Joseph Wade Mezey is a young lawyer (graduated in 2002) and is only licensed in the state of new york. His office is located at 405 A Arenoso, San Clemente, CA 92672, 949-542-7661. I have file a complaint with the FTC against them and have a lawyer that is going to sue them.

I live in Iowa and I have 6 internet loans Cash Advance United Cash Loans Payday Ok Pay day Select Global financial Services route 66 funding I'm basically paying to extend them each pay day so I can pay my rent and other bills. Hardly anything is going towards the principle. After reading some posts I'm seriously considering closing my account and calling them to sent up arrangements. It sounds dumb but I'm kind of nervous to do this. can anyone give me advice or let me know if you've done this and what the outcome was? Thanks

debt settlement america, who has dealt with them, good & bad.

What kind of experience have you had with this company? This is the letter I sent:

Has anyone checked out Prosper.com?

If I can not get some of my PDL accounts marked PIF, what is the worse that can happen? Can these things be reported to my credit report? What kind of legal issues can come up? I refuse to pay one more cent to several of these companies -- I am changing my phone number even. I just want to know what is the worse that can happen. Thanks, Sarah :)

Okay....I'm trying to get things together to file chapter 7. My problem is, I don't know who I owe, and I don't want to leave anyone out. I know who the original creditors are...but all the accounts have been charged off. Since I have moved a couple times in the last couple years, I don't have any statements from collection agencies. Now I can track down 2 of the 4, because they have contacted Me by phone. what I'm concerned about, is the other 2. I have pulled credit reports, and see no collectors listed.