I currently have 3 payday loans (all internet) in which I am barely able to pay the interest. What are my options? Consolidation? List of my current loans: Check 'n Go - $150 Advance America - $250 SureAdvance - $400 Thanks for the help!

BellaLisa: Thanks for the information. Did you just stop paying them and wait for them to contact you, or did you send them a letter in the beginning. I am just starting to climb out of the "payday trap" and want to make sure I am taking the right steps with them. Thank you again for your support on this.

I've been summonsed, but they left the letter at an address I've never actually lived at. I just had it as a forwarding address for a while. Is that an acceptable way to be served?

But have nothing to do I suggest you look for work in another annoying thing people ask you to stop sending letters with the name or case number removed this person lives in NJ at removed and as I have conosimiento this person owes nothing to pc, I understand that the economy is bad but if you do not have to eat I suggest you seek other work I hope this information is useful and stop sending letters wrong here my daughter and I live that has the same name as that person ok.

Could anyone direct me to a web-site that states that Plain Green is illegal in Nevada? I have search, looking to find out if they are licensed in Nevada, to no avail. Thanks for the help.

Hi All, I thought the payday loan hell was behind me... Yesterday I got a flood of e-mails indicating I applied for payday loans. I have received calls on my cell and work phone. Is it possible that they have sold all of my information?

I live in OH and took out a PDL with Cash in a Wink (a Delaware based company). The original loan amount was for $500 and I have made 2 pymnts for $125. I sent them a letter explaining that the loan was illegal in OH and that while I was not obligated, I would be willing to repay the principal that I still owed ($250) and gave them a repayment plan. I asked them to communicate w/me via email only. The continued to call me, as well as my place of employment. I resent the letter and they said they would need to speak to me directly.

I took out a payday loan in ky in 2007. I had every intention of repaying it but things happen. I closed my account several months later. They continued to call me but stopped after time. About once a year I get a call from another company on their behalf. I have been told that if I don't repay the loan that they will have a sherriff out to arrest me. This has never happened. Another company called yesterday, the lady said that if I don't pay at least $250 that she will have civil and criminal charges filed against me.

If I pay back or settle all the payday loans I took out, then I should not have any of these collections companies calling me and harrassing me, correct??? I see all these people writing about getting collections calls and I just want to make sure that if I never defaulted, I should not receive them too. Also, what if Eastside Lenders is not acknowledging my communication efforts? Some companies have told me they need me to call them, etc. but I have not even heard back from Eastside at all.... Thanks!

Have you ever heard of these people.. No website.. no info provided... Can you explain the arbrition process in laymen terms? Thanks!!