I have decided to consolidate 7 of my paydayloans..2of which are in paydown mode.The consolidation company gave me a estimate of which I think is reasonable..but they wont start working on my account until next week. My next refinance date on these loans is next week 3/15, however should I close my bank account now or should I leave it open until the consolidation company starts working with them..The consolidation company told me I coul dstart paying them on 3/28..but if these loans are refinanced I wont have the money to pay..What do you think I should do?

I received the following email from CPD/Credit Protection Depot, the collection arm of mycash now PDL. Does anyone have an email address for them? I'd rather not call them as they have been rather nasty with me when I do.

you have taken money $49.95 out of my account for a service with I did not authorize who are you and why have you done this? Cancel this and put my money back. I live on SSI & SSA can not afford your fees you have committed fraud by taking out money with out my permission.

:cry: Last year I found three accounts for Swiss Colony/Seventh avenue on my credit report.All of these were charge offs.I desputed them and then they did an investigation.I received two letters stating that these accounts had been opened fraudulantly. In the letter they were to contact all credit bureaus. I applied to seventh ave.

My husband just received a notice stating that the case with EMCC Receivables is now assigned to "magistrate conference status". What does this mean, exactly? Here are the facts, as I've come to known them: 1. EMCC Receivables does not own the debt. We have a letter that states this as such. 2. EMCC Receivables has never attempted to contact my husband, in any way. 3. EMCC Receivables has not reported to any credit report agencies about my husband's supposed debt. 4. There is no record of said debt on his credit report. 5. The credit card in question was reported as stolen in 2001. 6.

Anybody hear of JHP I took a loan out and they deposited the money but I need to call them to pay the loan off in full, but I do not have a number for them, any help woud be great

While going through a long divorce process,I Had a lein put on Property that my husband and I were buying...the debt was from some credit card company..which I didnt owe..the person who owed the debt had the same name as I do..but diffrent socical security number..they served a warrant on this other person,who didnt show up for court..so they put a lein on my property..I have had to file an affidavit saying that I am not the person on the debt..I didnt live at that address,nor was I even living in the same town at tht time...it has been a real hassle going through all of this...question is...H

Would I be able to call the original creditor (crdit card), about an old debt, last paid in 2002, and get the last payment date? Do credit card companies keep that information after they have sold the old debt?

This company has been calling my husband to collect on an unpaid electric bill from when he was in college. What should our first step be when we call them back?

I read where Attorneys can get an order from the Court to freeze a bank-account before they even win a judgment against the account holder. Is this true? If true,Is this a common action Attorney's take?