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1 time cash settlement of cc debt. What percentage?

18 years 11 months ago
I have 70k in three unsecured cc debts. If i do not finance the amounts due but pay each the total settled amount, what percentage of the current debt should i shoot for with the collection agencies?

 

info request

18 years 11 months ago
Looking for info about debt consolidation

 

Getting collection calls for someone else!!!!

18 years 11 months ago
What can I do? I kept getting collection calls from a company called Fidelity Credit. I called a number of times and told them they had the wrong number. They told me who they were looking for and I was not him! After some months, the calls stopped. Lately, again, they are now coming from a company called National Consumer Services, which I come to find out is Fidelity, just under a different name. Lastest phone # is 727-585-4726. What can I do to make them stop? I owe no one money!! Well, I do, but I am current on absolutely everything.

 

Response from the Attorney General

18 years 11 months ago
I got a letter from the Attorney Generals office of Indiana saying they were trying to "mediate" a reasonable resolution with Bass and Associates. Can someone tell me if anyone has gotten a letter from their State Attorney Generals office and if so, what exactly does that mean? Thanks so much!

 

Interest Rate Calculations

18 years 11 months ago
Interest Calculations Interest represents the price borrowers pay to lenders for credit over specified periods of time. The amount of interest paid depends on a number of factors: the dollar amount lent or borrowed, the length of time involved in the transaction, the stated (or nominal) annual rate of interest, the repayment schedule, and the method used to calculate interest.

 

my issue with RAB

18 years 11 months ago
well so far I have not gotten any validation - or any phone calls (Nice) from them since I sent my letter. There is nothing on my credit report either. I am however obsessing regarding this. I have in the past made 4 phone calls to the orignal pharmacy with no results. I called the dr's office, and she told me that per the rep it was "going to the top and someone would call me from Nova Factor" no surprise...no call. I guess my question is should I hold tight and wait, or try calling the pharmacy again?

 

SGQ processing

18 years 11 months ago
Original loan for $250 and they have been debiting $75 every two weeks and have already taken $525. I can't locate their contact information, otherwise I would have paid this loan in full way before all these interest payments. The only thing I can think of doing now is putting a block on them from debiting my account. Help!

 

Need Help A.S.A.P.

18 years 11 months ago
Hello, My name is Ed, I have recently been dealing with an attorney (amin assistant) that is working for Collect America they state they represent Arrow Financial but I called arrow and was told the account had been sold to collect America. A little about my situation, I had a motorcycle loan from Yamaha through HSBC then I lost my job which made me drop insurance on the bike, the bike was stolen but I continued to make payments until I fell behind.

 

PDL He** - advice needed

18 years 11 months ago
Hi everyone. I was referred to this forum while trying to get a loan to get out from under my PDL's. I have the following store front and internet loans. I live in Idaho, and any suggestions or advice are appreciated. I need to move fast because Friday night the majority of the deductions will be made.I take responsibility for taking these out (although I wish the internet companies had made it much harder), but I can't continue paying all of these fees. Thanks in advance for suggestions and advice.

 

Editing Posts

18 years 11 months ago
Someone has gone into posts that I made and added links to other posts from this site. If I had wanted links in my posts I would've added them myself. I have deleted what I've found so far, and would appreciate no one going in and adding/changing information in my posts without my authorization. Of course, if I accidently post something that isn't allowed, by all means go in and correct it. That isn't what I'm talking about. One of the links in particular directed users to incorrect information!