Here's the deal: Asset Acceptanc LLC has been pursuing a debt from me for a creditor that is 5 and a half years old. SOL in my state is 3 years. After notifying them that SOL has passed and I dispute this debt they have started doing hard checks of my CR every week (on Fridays) for at least three months. Obviously this is negative information and is drastically lowering my credit score. Is there anything I can do??

In 2002 Capital One charged off and closed two of my credit cards due to my inability to pay (I was laid off). On my credit report these debts are listed as "closed by credit grantor/charged off as bad debt." They have not been sold to a CA. However, since 11/02 when the account was closed, Capital One has been charging me interest on my accounts. Is this legal? When closed, I owed balances of $878 and $741 and as of today I owe $1652 and $1391 respectively. If the account is listed as closed can they still charge me interest on it? Please help! I don't know what to do.

Has anyone deal with OSI collection for Capital One?

HI I was $65,000 in credit debt a year ago. I went to Provanta, a debt consolidater, and they were able to put in on a 2 year plan where I pay $515 per month plus I've paid down my debt to be about $11,000 by taking loans against my retirement and withdrawing retirement money. I'm very happy I went to Provanata. My question then is how do I restore my credit standing once all is paid off? I have documents from creditors saying my debt is resolved. Thanks Carmen

Payday loan sites multiply in Ohio The break down by county over a 10 year period is as follows: Cuyahoga: 1996 - 13/2006 - 160 Geauga: 0/ 3 Lake: 0/ 40 Lorain: 1/ 30 Medina: 0/ 15 Portage: 0/ 9 Summit: 3/ 65 I found this very interesting. Duplicate post removed, added a link to the original news-Jason

Yesterday my mom received a phone call from the AG office in New York and spoke with a lady named Jennifer. She stated that NY is suing Preferred Cash and One Click Cash for charging excessive interest. From the way I understand it, the AG office will be sending her paperwork to fill out and get notorized. Looks like this company has just been busted!

Good morning!!! I received a voicemail from both of these numbers...one on Monday and then one just last night. I call them and I get Bass & Assoc. and also, Jackson Phillips, I don't want to put them off if they are legit, but I want to get my research first. Does anyone know anything about them? Please let me know. I have been burned in the past by Anthony Galloway, so I just want to double check from now on. Thank you all very much!! Btw....why do they all end in "& Associates"?