My credit is finally getting back to good after having to wait 7 years for a couple things to clear. However, this year (after seeing no collection agencies on my report a month ago)I received a letter in the mail from an agency trying to collect a debt that is from atleast 7 years ago on the original credit card. Are they allowed to add this to my credit causing a bad reflection on my credit now? I mean it is originally past the 7 years but it is a new agency that bought the debt. Do they have the right to add this on my credit report?

i have 4 payday loans and my husband has 5 i need help with getting them under control Connie Anderson

I wrote last week about my experience with First Resolutions Management. My account was moved from another CA to them just recently. I had not received anything in the mail, so i called FRM and spoke to a someone who was very professional and I asked him to send me a letter stating what the debt is for and how much. He said I would receive the letter in a few days, he didn't give me any trouble. Well, this was Tuesday and I still have not received anything in the mail.

OK! So i am in the cash advance trap along with other debts - will debt companies help me with that as well? Any feed back would be helpful

shortly after 9/11 i got lay off and unemployement wasn t engh even to cover my basic obligations so i couldnt do anything to save my credit and i didnt care i ve trayed to fiel a bank rapsy but couldnt get a credit report they needed a for of identification in form of a credit/debit card witch i didnt have now i got a study job and i m traying to get back on track

I'm trying to get my bearings on these SOL and credit reporting limits. If a collection agency takes an account, does the SOL begin again with them or is it from the original creditor? Also, when does the 7 year term for credit report entries begin?

i applied for a loan in october and supposedly was given 65.00 dollars never saw it on my bank statement since then i have had these people who ive never heard from since take 95.00 dollars out of my every other week paycheck for alosy 65.00 and cant find them this is the first search that ive found them i am going to consumer reports in washington dc if they take one more dime off of me i cant believe they are this cheap and thieves help me

I\'m in way over my head. Because of my debts, I\'m practically homeless and unable to rent a decent place to live. However, I do have my job. But, because I have several payday loans, some of which I have not been able to pay and they\'re calling my employer, I\'m afraid of losing my job. Please help!!! Desperate, Kettly

Anyone have the address for quickdraw cash, I want to send a money order. They want western union, I refuse to pay that much to send it.

Hi! I wanted to get a quote or should I say, should I consider doing a debt consolidation? I don't know how this will affect my credit, but at the moment I'm really, really in need of repairing my credit. I need to re-build my credit. Please let me know and hand me some information as soon as possible. Thank you. PS: I'm looking for a low monthly payment for I don't make that much earnings plus, please take into consideration that I am a single mom.