Has anyone had any dealings with NetBank.com? Would you recommend them? I've been contemplating applying for an account with them.

I'm not sure what to do here. I've read alot of scary things about this particular collection agency/plaintiff on this site. Last Sunday I was served with a $2800 suit alleging to be a purchased debt on a credit card. That could very well be, I do have a long outstanding debt on this card. The complaint was verified by affidavit. I would like to attempt to settle this debt, I really don't have a valid legal defense. It was a $600 account that has astronimically jumped in cost. Should I file an answer then call the attorney/company to try to settle?

After only recieving 2 prior letters from a debt collector today i received a judgement of debt scheduled for May 29, 2007 in the amount of 9,400 plus atty fees and court cost. Is there any thing i can do now to try to settle this or is it too late?

I have been receiving phone calls from AI for about two months. They don't have our names or our address. The recorded message states they are calling about a debt or any information to be used for that debt. All calls were during the day but recently they have started calling at night. I am hesitate to call them, give the our name, or supply any information. We do not want them to be able to attach our name to anyting. We do not have any debts. How do I stop the calls? Help and Thank you.

Going through divorce, ran in to problems paying bill due to paying child support.

my husband has recently gotten in a little over his head with payday loans, everything has snowballed out of control, so we have chosen to file bankruptcy, our attorney has adviced us to not pay anymore since we are going to file bankruptcy. My husband got his paycheck and found out that there was a 473.50 wage garnishment, the exact amount owed to one of these payday loans. we didn't know anything about this garnishment and now we are in a real big bind. My question is, can they do this? just take it out and never let you know they are going to?

I did a search and found a few and Brown Sugar filled me in on Advance America. They're all storefront Payday Loan Places in AZ. Also should I stagger these or should I do them all at once? I'm due next friday-should I start calling now? I'm opening a new checking account at our credit union tomorrow. I have to keep my bank account open for a while because my IRS check is being direct deposited in a couple of weeks. I'm going to try to do this on my own before going to a debt consolidation company.

I recently got a copy of my credit report and found some stuff i've never heard of so if anybody has any advice i would greatly appreciate it. The companies are CMS/CARDWORKS,FINANCIAL DATA SYSTEMS,JL WATSON & ASSOCIATE,AND afni, INC. If anyone have any info on any of these that could help I would be thankfull.

I am so overwhelmed with debt that I often wonder how I function. Oftentimes, I thought of suicide. I think if it was not for my son, daughter, and my precious grandaughter that I would have given up a long time ago. Of course, some days are better than others. What frustrates me more is one takes the necessary steps, rather than filing the big BK, creditors are not always willing to work with you; meanwhile, the interest continues to sky rocket, leading you to believe that you will never ketch up. No matter what you pay, it's only interest. I can write a book, but not tonight.

My sister is developmentally disabled. I am her payee. She lived in a very bad area for awhile. Sometime in 1998 or 1999 someone in her apartment building purchased somethng from Fingerhut. My siser swears it was not her. This account was originally for $263 and is now up to $467 or more. It should have fallen off her credit report some time in 2006. I know it is past the 7 years. According to the first credit report we pulled for her the purchase was made in March 1999. They keep selling the account to different agencies and it is now with UFC.