Has anyone dealt with the above CA? They called me regarding my checking account which was overdrawn. I owe $600. I know the debt is mine. Should I still send a DV? He told me they did not buy the debt, just collecting on the bank's behalf. He wanted me to send $200 which I cannot. I was unemployed for about 3 months and just started working again, allbeit part-time, and just getting back on my feet. He was rude, talking fast and I couldn't understand him. I asked him to slow down which just caused him to talk louder. Then he started asking personal questions and I hung up on him.