Received a call at work and on my cell from a Ms. Morgan... they represent a freestanding checksmart location here in my city who i closed an account that had an outstanding check with them for a payday loan. Well this lady said that their is action being taken against me and i have until 4 p.m. today to respond. They said i will have action taken against me at my home or work? What the heck does this mean? Am i going to jail? I am freaking out.


