I don't have a clue as to what to do....I am in so far over my head.I have 4 payday loans..I can't continue to survive. I can't get any paid down, so I can get rid of them. I just keep paying the "fee" and rolling it over. It is so bad this last time (payday) that for two weeks I ate anything that I could find left over from co-workers lunch....could not even but a meal from the $1.00 menu......My question for anyone out there is .....If I close my bank account what will happen to me? It is a felony? Will I go to jail, when they put the check thru and it comes back to them as account closed?