The holidays are a hard time for many people. We want to buy presents, but spending money often means taking out loans, whether by a credit card or some other method. My fiance and I are sending cards to most people on our "list" and spending about $30 per person for stocking stuffers and a present for the five family members we will have with us for Christmas. Instead of lavish presents, we are getting one or two small, hopefully thoughtful, things. So what are you doing to keep spending down during the holidays?

What happens if a debt actually goes to court. Does the court decide how much is to be paid out? Does the person who owes the debt go to prison if he cant pay it? How does the whole process work?

They attempted to collect a debt that was not mine. They were very, very rude and accused us of being crooks. We checked out credit report which is clear of any debit(per our lender), Is this extortion?

im in the army i have a credit card i want to pay off and then destroy and thats really about it

My boyfriend is a customer of yours, and has misplaced the cease call form. Can you email me one please, and I can print it out and take it to him please? email address removed per forum rules

I want to find out if i've been approve for a loan and how can i check my account by using your web page

I have had very threatening calls from U.S. National bank stating that they have a tentative case number against me and good luck. I am willing to pay them back, but they will let me do this via Western Union or Money Gram and it needs to be the full amount, no payment arrangement possible. I asked for a copy of the online document and they won't provide that either. The are threatening me with arrest for internet fraud, malious conversion, and I can't remember what else. Does anyone know if they can have me arrested in the state of MI? I'm scared to death!

I have been on Bureau of Collection Recovery, Inc's website, but now cant find it. Can someone help?

I have a credit consolidation contract with Hess Kennedy out of Florida. It's dated March 24, 2006. They have never made any effort to contact me and have never recieved any money from me. Is this still a valid contract?

I think you should pay your bill. Check n Go Online was there for you when you needed them and its not fair for you to neglect your obligation to pay them back. This is a payday loan afterall, $20 per month isn't fair. When you applied for a loan with them, what if they told you they'd pay it out in $20 increments to you?