I have had very threatening calls from U.S. National bank stating that they have a tentative case number against me and good luck. I am willing to pay them back, but they will let me do this via Western Union or Money Gram and it needs to be the full amount, no payment arrangement possible. I asked for a copy of the online document and they won't provide that either. The are threatening me with arrest for internet fraud, malious conversion, and I can't remember what else. Does anyone know if they can have me arrested in the state of MI? I'm scared to death!