I received a summons regarding a collection acct with Mann Bracken (Target National Bank was the original acct). I spoke with someone at Mann Bracken May 31, 2006 and they said they needed a payment in full within the week or they would take legal action. I tried to scrape the money together, but at the time I was a college student who waited tables. I believe I talked with them 1 more time after this, but I have had no contact for the past few months. Now I have to go to court in January regarding this, and I am unsure what I should do.


