I think this is going to be a stupid question but for some reason its letting me log in on the Debt Forums but when I go to the Credit Forums it's asking me to log in again but it's also telling me my user name and password are wrong. I am prity sure the user and pass is right. Any one else have this?

Hope no one minds if I put in a shameless plug for a new website I found recently, and fell in love with! It's a site for swapping paperback books between fellow readers and book lovers. You post the books you have available to trade (must be clean and in decent condition - no torn covers, etc.), and when someone requests your book, you print out a mailer (very cool, just print it on regular paper and fold it around the book), and send it out. Average postage via Media Mail is $1.59 for a paperback book.

I live FL, my bank is in MN, I know have my bank info.

I need to pay off bills

I want to negotiate this debt....I tried to and the threatened immediate court action - the wouldn't listen see first post a bit ago....I am scared to death.

Hi, my name is Beth Dishon and I am a single mother of an almost 3 year old boy. I have been pretty good with payments until recently I am currently 3 car payments behind and behind on all of my bills and I would to get some help before it gets deeper and deeper. I also have to pay out of pocket my son's babysitter every 2 weeks and I have other bills to pay out of those. I do not get much out of child support to help support my son and even though I have been at my job for almost 8 years I do not get paid enough to help pay for all of my bills. So please i am asking for help.

Like many I have created some problems for myself in the credit arena. After being through two hurricanes and some other problems I defaulted on my credit cards. In August I thought I set up a plan with Chase Credit Card to take payments from my account of $40.00 a month. At least I thought I did, the took August then didn't take anymore. They sold my account to Bronson & Migliaccio on November 7th. On November 21st I received a letter from Bronson (form letter) giving me 30 days to dispute and if I did they would send documentation or the copy of a Judgement.

In regards to the vc funding, i have called and left messages for them to call me back, yet i cannot reach them. I am just now realizing that i have been paying $150.00/month for at least 3 months. I haven't gone through my statements yet but that is my next step. I live in northeastern nevada and I am not sure what our laws are. Where would I find that out?

Hi, my name is Jose M Lopez Berrios, 24 years old, and just moved to Maryland from Puerto Rico about 4 months ago. I want to consolidate my depts because I have noticed that I can't even save 20 dollars when I get paid. I want to consolidate 6 credit cards that I have and a loan. It would be easier for me to pay a single loan than a bunch of credit cards. I would really appreciated if you can help me get on track.

HI there, I havecredit card debt of about 30,000. I am making payments up to now but it is getting over my head now and i am living paycheck to paychek. Would it be a good idea to join a Credt Counseling service? or is there anything esle i can do? Please help