I alwasy thought my credit sucked because of all my debts but i'v been paying them down and i'm still well above 600. My wife on the other hand Has alot of medical bills and student loans from before we got married. I just wanted to ask and see if her old debts would oneday effect my credit? I am working to get out from under alot of my own debt so at least one of us will have ok credit. If it will lower my score one day should i enclude it into my debts that i'm trying to pay now so that I can start working it down? Thanks for you great advice.

I think this is going to be a stupid question but for some reason its letting me log in on the Debt Forums but when I go to the Credit Forums it's asking me to log in again but it's also telling me my user name and password are wrong. I am prity sure the user and pass is right. Any one else have this?

Hope no one minds if I put in a shameless plug for a new website I found recently, and fell in love with! It's a site for swapping paperback books between fellow readers and book lovers. You post the books you have available to trade (must be clean and in decent condition - no torn covers, etc.), and when someone requests your book, you print out a mailer (very cool, just print it on regular paper and fold it around the book), and send it out. Average postage via Media Mail is $1.59 for a paperback book.

I live FL, my bank is in MN, I know have my bank info.

I need to pay off bills

I want to negotiate this debt....I tried to and the threatened immediate court action - the wouldn't listen see first post a bit ago....I am scared to death.

Hi, my name is Beth Dishon and I am a single mother of an almost 3 year old boy. I have been pretty good with payments until recently I am currently 3 car payments behind and behind on all of my bills and I would to get some help before it gets deeper and deeper. I also have to pay out of pocket my son's babysitter every 2 weeks and I have other bills to pay out of those. I do not get much out of child support to help support my son and even though I have been at my job for almost 8 years I do not get paid enough to help pay for all of my bills. So please i am asking for help.

Like many I have created some problems for myself in the credit arena. After being through two hurricanes and some other problems I defaulted on my credit cards. In August I thought I set up a plan with Chase Credit Card to take payments from my account of $40.00 a month. At least I thought I did, the took August then didn't take anymore. They sold my account to Bronson & Migliaccio on November 7th. On November 21st I received a letter from Bronson (form letter) giving me 30 days to dispute and if I did they would send documentation or the copy of a Judgement.

In regards to the vc funding, i have called and left messages for them to call me back, yet i cannot reach them. I am just now realizing that i have been paying $150.00/month for at least 3 months. I haven't gone through my statements yet but that is my next step. I live in northeastern nevada and I am not sure what our laws are. Where would I find that out?

Hi, my name is Jose M Lopez Berrios, 24 years old, and just moved to Maryland from Puerto Rico about 4 months ago. I want to consolidate my depts because I have noticed that I can't even save 20 dollars when I get paid. I want to consolidate 6 credit cards that I have and a loan. It would be easier for me to pay a single loan than a bunch of credit cards. I would really appreciated if you can help me get on track.