Hi everyone, I apologize for being a stranger lately in the forums, I found a second forum that I can help out with, about a subject just as close to my heart as this. I also feel as though I've answered every question I can, and that lately I've been little more than a fun face making random postings in the pub. Those of you who haven't read my story yet, I used to have an eating disorder. The negative feelings born of eating disorders still come back to haunt me periodically.

I am a 19 year old single mother and i would really like some help trying to get my credit to be better...when I apply for anything...they tell me that I dont have any credit...How or what should i do to get some credit...I wouldnt say that I have bad credt..I have a few unpaid bills...but nothing major that I know of...I would just like some tips as to how to go about doing all this...and another question..can hospital bills be held against your credit??? thank you so much...any reply would be greatly appreciated...cynthia walck..

Ok, guys if you've looked at my other post , you will see that webpay day had the nerve to fax me the loan papers at work! This was yesteday that i received this. Really emberassing and i'm furious! They faxed me these papers on 1o/18 and i just got them yesterday so i know the mailroom plp are having a ball! Now again today I get the same exact fax w/ the same date on it. The rep faxed me twice the same info w/ the balance being different from the one before.

My credit card acct. was sent to collections, and they are asking for the total amt. due which is more than 9 grand I don't have that amount I was willing to pay what's due to bring it current but they don't want it they want the total amount due, or legal action will be taken against me , it legal action is taken against me what's the worse that can happen I'm in California.

I was in the Navy, and things were going fine until the Navy decided that they had been paying me too much money and decided to stop paying me all together. Well I was not allowed to work off base either until my four years were up. I ended up getting my car repoed and having to break my lease at the apartment I was staying at and having to move home. I tried to say a float with my credit card to pay the payments but that just got me in deeper. Can you please help me.

Okay folks, now it's officially started. What specific steps to I take now? A few of you know specifically who I am dealing with, thoughts please?

Does consolidating your debt hurt your credit?

1-877-711-1199 I have received like 4 calls from them?

I got an email today at 3:42 from a Sharon Williams from PD6 Ventures/Westbury ventures saying i needed to contact her by 4 or further action would be taken. Now i have an email from her that she herself told me to keep that states my settlement with her company, and i paid the first payment and my next payment isn't until Friday, what should i do? Below is her email.

I really need a personal loan to get my life straightened out. I am in such financial trouble it's not even funny. No one seems to care to help me because of my credit history but that's the thing...I need to get some positive things on my credit report by making payments. Can anyone help direct me in the right direction? Thank you all.