I just moved to VA four months ago, and I have really worked to pay off the old debts that I incurred in WA after a family tragedy. However, I have two left (originating with the same cc company, Providian) that I am not yet capable of paying off...and that company has sold the accounts to two different debt buyers who are located in VA. The buyers/collection agencies seem to be engaging in some deceptive practices, and I'm not sure how to proceed. I'll explain one at a time, so please bear with me:
The first is M.