Will consolidating debt ruin my credit or look bad on my credit report?

Has anyone ever filed a Class Action Suit aganst these SOB's

Anyone have an address or name for this payday loan company? It just shows up on my checking account as a debit for AuthPayday and this phone #. Any info would be greatly appreciated.

You know, I spend so much time on this board, you guys have become my good friends. So..When one of you is missing I worry, and hope everything is ok.. So where's Lorri? She's a teacher, and school recently started, so I hope that she's just busy with that. Hopefully she'll join us again soon..I miss her!

[color=black][/color]I couldn't get a response from this company so I happened upon this website so I placed a stop payment on the auto withdrawals from my bank, that's all to took I received a call from this company I naste one I called back and told the lady that I didn't want to speak to the man that call could someone else help me as far as I could tell I had pd my acct bal in full and they keep withdrawing money, she was very nasty and stated all the info was on their contract since then I have went thru h-e-____ you can kind of fill in the blanks she has responsed very very rudely pe

I\'m not really sure exactly how much i\'m in debt, but it\'s a good amount. I never thought that credit was that big of a deal. But now i know. My husband and i are trying to buy a house and start a family in the near future and i need to improve my credit rating. Please Help!!!! -cassandra Beier

I recieved information on my credit report that I have an inactive open account whcih I would like to close. The account reads NCYDSNB. I only have a partial account number. How can I contact this company and close my account. I dont even know who they are.

This is the number that has called me one time & is included in a couple of Email I've received from Fran Porter. Does anyone know which PDL company this is? Thanks.

Recetnly a law firm contacted me and were really intimidating to me on the phone. Claimed they were collecting a debt for Household Bank. They bullied me into giving them my ckng account info and a series of ck numbers. Later, I pulled my credit report and Household Bank was listed as a charge off. When I received correspondence from the law firm, they listed another company, not Household Bank. A colleague mentioned that perhaps the other company bought my acct from Household Bank....but I never heard anything until this law firm called and they were really awful to me.

This person with the loan co has been only sporadically E-mailing me and has called me once about this debt, however, in her E-mail she states she's tried numerous times to call me and that she's sent various mailings. I've not received any mail. I've also asked her to verify what loan company she is with and how much the debt is in writing and she has not done so. Any suggestions on what I ought to do? Thanks.