I have been with them for about 4 years and they have not paid off any of my credit cards. Now my husband and I are trying to buy a house and the credit cards have shown up on our credit report. When I called about them, I was told that they are all in collection. I don't know what to do from here because I don't have the money to pay them off. MMG has my money and I can't get ahold of them on the phone. The phone just keeps ringing. The last time that I heard from them was in 2004.


