Can tax be totally discharged through bankruptcy? Does it depend on any factor?

Do I need to check my credit report every month?

Good morning, everyone! Thanks in advance for reading this, and I appreciate any direction anyone can give me. I have spent the past 14 hours reading everything I can on this site that's related to my situation, and I'm shocked (and heartbroken) to see that many of these posts could be about me. I'm not going to bother with using a fake name, or whatever, because, at this point, I'm just desperate for some help. First off, a brief rundown on my situation: I live in Louisiana.

Is there any federal or state aid to repay debts?

Is it possible anyhow to take out a cash advance but avoid paying a fee. Do I need to pay a fee if I repay the cash advance amount the very next day?

I am in the process of trying to get my bank to reverse charges from payday loan companies? They have caused my account to be closed and 1939.48 in the hole. I also need the addresses and email addresses of Triple Services and Red Stone Cash.

Is it possible to switch from one bankruptcy Chapter to another one? Like can I irst file Chapter 7 and if my financial condition improves, can I change it to Chapter 13?

Is cash advance and balance transfer the same thing?

Due to financial hardship I was forced to take out couple of loans from Bigpicture loans. One of them was for $500 which I paid off and paid $968. The second one was for $1500 and I have already paid $840.48. After learning that they are illegal tribal lenders I revoked their ACH authorizations and emailed them that I want the over paid amount of the first loan to be applied to the principal balance of the second loan. This leaves a balance of $191.52 against my principal amount of $1500 for the existing loan. I proposed to pay it to them.

i am searching for information regarding miinans funds aka ladder credit, I am having a real problem with these people. they are in WI and i am in California . I am confused because the state of California says that tribal loans are not allowed in California because the Indians just try to hide behind the Tribal Sovereign thing and then stick it to the consumers with high interest fees.etc California Supreme Court Declines to Extend Tribal Sovereign Immunity to Payday Lending Businesses. ...