I believe that I'm a victim of Identity theft and the worse part about it is, I think I know who uses my identity to obtain a credit card in my name....
Back in May 2001, I left the U.S. for a period of 6 months. Prior to leaving, I forwarded all my mails over to a good friend of mine's house, told her to put my letters away for me and when I get back to the U.S. I will collect them, she agreed.
I came back after the 6 months and all my credit card statments were out of the envelopes, well highlighted with how much I owe etc. So evidently she opened my mail.