I just came home to a collections letter from Debt Doctor saying I owe $1659.00. I borrowed $200.00 from them!!!!!!!!!!!!!!! I closed my bank account 2 weeks ago and I am currently with T&C for consolidation. They got one returned item to them in the amount of $60.00. How does my total come to $1659.00??????? They are freaking nuts! I am writing this collections company a letter and tell them they are getting the $200.00 plus the finance charge of $60.00 and that's it! Any suggestions from anyone experiencing something similar?

Hi All, I am in a heavy debt. Total CC debt: $80K Total Parent's CC debt: $65K Total borrowed from Parent: $90K Home 1st mortgage: $300k HELOC: $210K Home value: $560K Income: $110K/yr Savings: $10k What should I do now w/o filing BK? And I don't want to sell my house. What should I start with. Free debt couseling? Where I can find a good site for it? Thanks, John

I got a call today from Money Line about a Payday loan I paid off in Nov 2005. This is the second time I have been contacted about this loan after paying it off. The fist time I was contacted was by Taylor James and Associates. This time was by the fraud division of ML Inc. Both times I told them I had proof that I had paid the account off and I could fax them a copy of the letter they signed agreeing to a settlement amount and a copy of the money order I paid with. Both times they apologized and said they would correct their records.

I paid Academy a debt my son owed. I have bank statements proving not only that I paid it, but that they sent an additional electronic check---photocopied---nontheless some 10 days later. My bank caught the bogus check and sent it back. Academy says they never received the funds and that my son's account is delinquent with Bank of America. Bank of America looked into it and said it was handing it back to Academy. I have had to close my account because of this. They had called my home one Saturday and said they would contact my son's employer.

how do i find out if a lender is licensed in a state?

Well I have already established that I need to get my medications before dealing with anyone else but I do have another concern. The last few months I have been sick and have let my credit card payments slide. I want to improve my credit rating by trying to catch up on paying them. But in the meantime I have four payday loans that I took out. There is only so much money to go around. Next month I will be in a better situation but for the remainder of this month I can only do so much. For this month I will only have enough money to pay either the payday loans or credit cards.

I have four different payday loans that I owe money to. I also have three credit cards in which I am behind on payment. This month I will only have enough money to pay either the payday loans or credit cards. Given these circumstances, which would you pay first? Kathy

Dismissed/Nolle Prosq'd

Deleting the duplicate content. Please view the complete topic at sptimes.com/2006/06/04/Business/_Buyers__give_old_deb.shtml Mike

Lisa Madigan going after yet another collection agency. Deleting the duplicate content. Please view the complete topic at http://www.ag.state.il.us/pressroom/2006_05/20060518.html Mike