Hi, I live in Michigan and need a referral for a good debt consolidation company. Any information would be VERY appreciated. Thank you.

Hi Back in February I borrowed $450.00 from a storefront pay day lender. Car troubles happened and I stopped payment on the check to them. Now they are taking me to court in with a trial date of August 13. Is it still possible for me to make payment arrangements or if it got that far is it to late? Help Thank you

i see everyone talking about T&C but i have yet to find out who they are. could someone please let me know? thanks :?

Company/Individual reported: National Processing of America Seems kind of funny that someone from National Processing of America would call me to collect on a payday loan that was paid off 3 years ago. The phone number they gave me was 800-701-5215. This phone number is linked to this website. You playing both sides of the track---bill collecting and consumer advocate? :twisted: :twisted: :twisted: :twisted: :twisted:

anyone know what happens when a creditor takes you to court? they are sueing myself and my husband and my husband can't be there because of work and on the papers we received it just says to show up otherwise a judgment could be granted. also i'm not disputing i owe this money. its just i just recently got my money to t&c and they are in the process of getting it to them. and i was wondering do they automatically garnish your wages and if so do they both of our wages or just one.? any help would greatly be appreciated. Thanks

The following information that I am about to tell you is my personal experience with Lawgistix and feel that I have a right to share my story. I am not telling anyone NOT to use their service nor am I saying that if you use this company that you will have the same problems. I just feel that everyone has the right to know MY experience. I can tell you that I signed up with this company lawgistix in oct of 2005 with 27 accounts filled with promises...fine. here i am, june 2006......received 3 warrants in debt and two letters of arbitration from another creditor.

Recieved my 3 in one report. I'm confused about a lot of things. Please help me. 1. what is this whole validation thing? Is the letter written to the orig creditor or the collection agency? Then if they don't validate your account it must be removed? If I know it's my collection account should I do this? Is this done to rattle the CA and hope they don't validate so it can be removed? 2.

I am so fed up with their shit. Shaniqua called my husband at work and stated to him that htey haven't received one payment and if payment in full wasn't received by 4pm this afternoon they were going to process. He told them to go ahead and process him that they have violated a cease communication letter that was sent to them and signed by hubby and his plant manager.

I have a number but do not want to call. 800 733 1116 Anyone have an address for RCS. Citibank/Sears account.

Can anyone help me? I'm a single mother of 3. I made the mistake of taking out a "payday loan" too many! My credit is awful-late cc payments, 1 repo; I've been denied from various banks who claim to help those with bad credit. I'm late on my car note and my check from yesterday is already gone from having the payday loans EFT'd from my bank account. I make enough money but made the mistake of using the "payday" service. I need 1 monthly payment to pay these people off.