This is a long post, but I think you will find it very interesting to see how persistent these loan solicitators can be. I was solicited by this company after checking out the Prosper Website. They contacted me via pm and approved me for a supposed $5000 loan. Once I bit, then comes the other email from their "attorney". Apparently the company is located in Europe and if you can't travel to close the loan, they will have their attorney do the paperwork for you. Of course, there is a fee of $600 PRIOR to getting your loan.